Evermore
Insurance & billing guidance
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Privacy-first billing
Clear requirements
UK-based clinics

Insurance that doesn't feel confusing.Just clear steps.

This page explains how cover usually works for private healthcare in the UK context (policy rules vary). If you're unsure, contact support and we'll help you route it properly.

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Emergency? Call 999. Urgent advice: NHS 111.
Quick cover check
Know what to confirm in 60 seconds
No guessing. Just verify these items.
1
Outpatient cover
Does your policy include outpatient & specialist visits?
2
Diagnostics
Are lab tests / imaging included (and any limits)?
3
Referral rules
Do you need a GP referral for specialists?
4
Pre-authorisation
Do you need an authorisation code for procedures?
5
Excess / co-pay
Is there an excess you must pay first?
Want us to help confirm it?
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Start
Direct billing
Where supported by your policy/provider.

If your policy allows direct settlement, Evermore can bill according to the approved authorisation and covered services.

Pay & claim
Pay upfront, then claim back from your insurer.

If direct billing isn't available, you can self-pay, receive a receipt/invoice in your portal, and submit your claim per your insurer's process.

GP referral pathway
Some specialist services require it.

If your policy requires a referral, we'll ask for it before specialist booking or certain diagnostics, to keep your claim clean.

What to prepare
Bring the right info, avoid delays.
Photo ID
Passport / driving licence (or approved ID).
Membership details
Insurer name + membership number.
Referral letter
If your policy requires GP referral.
Authorisation code
If pre-authorisation is required.
Medication list
Current meds and allergies.
Claims rules
Excess, limits, and covered services.
Fast lane
Book first, confirm in parallel
(If you already know your policy rules)

If you're confident about cover, you can book immediately. If you need help interpreting requirements, contact support and we'll guide you.

Book an appointment Contact support
Tip
If your insurer needs pre-authorisation, request it before high-cost diagnostics or specialist procedures.
FAQ

Quick answers before you book.

Policies vary. These are typical routes in the UK private healthcare context.

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Create an account to manage bookings, receipts, and records.
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